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Interest Earning Accounts

Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield
Summit Personal Interest Checking
Minimum daily balance of:
Under $2,500
$2,500 and over
$100.00 0.25%
0.50%
0.25%
0.50%
Summit 55 Checking
Minimum daily balance of:
Under $2,500
$2,500 and over
$100.00 0.25%
0.50%
0.25%
0.50%
Personal Peak Performance Checking
Minimum daily balance of:
Under $2,500
$2,500 and over
$100.00 0.25%
0.50%
0.25%
0.50%
Sumit Personal Savings $100.00 1.00% 1.00%
Summit Personal Tiered Money Market
Minimum daily balance of:
$1.00 to $9,999
$10,000 to $49,999
$50,000 to $99,999
$100,000 to $500,000
over $500,000
$100.00 1.00%
1.50%
1.75%
2.00%
1.00%
1.51%
1.76%
2.02%
Summit Business Interest Checking
Minimum daily balance of:
Under $2,500
$2,500 and over
$500.00 0.25%
0.50%
0.25%
0.50%
Summit Business Savings $500.00 1.00% 1.00%
Summit Business Tiered Money Market
Minimum daily balance of:
$1.00 to $9,999
$10,000 to $49,999
$50,000 to $99,999
$100,000 to $500,000
over $500,000
$500.00 1.00%
1.50%
1.75%
2.00%
1.00%
1.51%
1.76%
2.02%

CERTIFICATE OF DEPOSIT INTEREST RATES

CD TERM $500
MINIMUM
$10,000
MINIMUM
IRA CD
$500 MINIMUM
3 MONTH 1.51% APY*
1.50% Rate
2.01% APY*
2.00% Rate
1.71% APY*
1.70% Rate
6 MONTH 1.97% APY*
1.95% Rate
2.48% APY*
2.45% Rate
1.82% APY*
1.80% Rate
9 MONTH 2.07% APY*
2.05% Rate
2.58% APY*
2.55% Rate
2.12% APY*
2.10% Rate
12 MONTH 2.17% APY*
2.15% Rate
2.68% APY*
2.65% Rate
2.28% APY*
2.25% Rate
18 MONTH 2.27% APY*
2.25% Rate
2.79% APY*
2.75% Rate
2.53% APY*
2.50% Rate
24 MONTH 2.79% APY*
2.75% Rate
3.30% APY*
3.25% Rate
3.04% APY*
3.00% Rate
30 MONTH 2.89% APY*
2.85% Rate
3.40% APY*
3.35% Rate
3.30% APY*
3.25% Rate
36 MONTH 3.04% APY*
3.00% Rate
3.56% APY*
3.50% Rate
3.56% APY*
3.50% Rate
48 MONTH 3.30% APY*
3.25% Rate
3.82% APY*
3.75% Rate
3.82% APY*
3.75% Rate
60 MONTH 3.66% APY*
3.60% Rate
4.18% APY*
4.10% Rate
4.18% APY*
4.10% Rate

 

*Annual Percentage Yields quoted effective 01-02-2005 and are subject to change without notice.

Penalties for early withdrawals on certificates:

Forfeiture of 90 days interest if term of account is less than 1 year

Forfeiture of 180 days interest if term of account is 1 year or longer

FDIC INSURED

 

 

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