Personal Accounts

For more information on any of the following products, please contact us at 928-778-6648 or by email.

PERSONAL CHECKING

Finding the right checking account for your needs and lifestyle is so important. After all, it’s probably the account that gets the most mileage. At Summit Bank, we offer a wide selection of checking accounts so you can select the one that’s best for you.

Summit Basic Checking

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 5 Service Fee per statement cycle
  • $ 500 minimum ledger balance to waive service fee
  • Limited check writing (10 per statement cycle, $ .25 each over 10 checks)
  • Free Internet Banking and Bill pay
  • Free Notary Service

Summit Student Checking

  • Available to College Students, Parent/Guardian must agree to be related to the account if student is under the age of 18 years old
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • No Service Fee per statement cycle
  • Unlimited check writing
  • Free Internet Banking and Bill pay
  • Free Notary Service

Summit Personal Checking

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 7.50 Service Fee per statement cycle
  • $ 1,000 minimum ledger balance to waive service fee
  • Unlimited check writing
  • Free Internet Banking and Bill pay
  • Free Notary Service

Summit Personal Checking Plus

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 12.00 Service Fee per statement cycle
  • $ 1,500 minimum ledger balance to waive service fee
  • Unlimited check writing
  • Other bank ATM fees reimbursed up to 5 per statement cycle
  • Free Internet Banking and Bill pay
  • Free Notary Service

Summit Personal Interest Checking (see rate table)

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 12.00 Service Fee per statement cycle
  • $ 2,500 minimum ledger balance to waive service fee
  • Unlimited check writing
  • Interest is variable, based on daily collected balance
  • Free Internet Banking and Bill pay
  • Free Notary Service

Summit Peak Performance Personal Checking (see rate table)

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 10.00 Service Fee per statement cycle
  • $ 15,000 combined minimum ledger balance in this account, any personal checking accounts, personal savings accounts, CDs, CD IRA's or Money Market accounts to waive service fee
  • Unlimited check writing
  • Interest is variable, based on daily collected balance
  • Free Internet Banking and Bill pay
  • Free Notary Service
  • Free printed checks, first order and reorders (Single copy Summit logo check)
  • No service charge for travelers checks
  • No service charge for cashiers checks and money orders (maximum of 5 per month)
  • Free small Safe Deposit Box (subject to availability)

Summit 55 Checking (see rate table)

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 7.50 Service Fee per statement cycle
  • $ 500 minimum ledger balance to waive service fee
  • Unlimited check writing
  • Interest is variable, based on daily collected balance
  • Free Internet Banking and Bill pay
  • Free Notary Service
  • Free printed checks, first order and reorders (Single copy Summit logo check)
  • No service charge for travelers checks
  • No service charge for cashiers checks and money orders (maximum of 5 per month)

Summit 55 Plus Checking (see rate table)

  • Available to individuals and unincorporated non business associates
  • ATM/Debit card available
  • $100 minimum opening deposit required
  • $ 7.50 Service Fee per statement cycle
  • $ 2,000 minimum ledger balance to waive service fee
  • Unlimited check writing
  • Interest is variable, based on daily collected balance
  • Free Internet Banking and Bill pay
  • Free Notary Service
  • Free printed checks, first order and reorders (Single copy Summit logo check)
  • No service charge for travelers checks
  • No service charge for cashiers checks and money orders (maximum of 5 per month)
  • Other banks ATM fees reimbursed up to 5 per statement cycle

Miscellaneous Schedule of Fees

PERSONAL SAVINGS



Planning for the future is tough. Let us help by matching a savings plan to your individual needs and goals. All of our accounts include our easy-to-read statements, fund transfer options and 24/7 phone access to your accounts.

Summit Statement Savings (see rate table)

  • Available to individuals and unincorporated non business associates
  • $100 minimum opening deposit
  • $ 5 Service Fee per statement cycle
  • $ 250 minimum ledger balance to waive Service Fee
  • Free notary service
  • Interest is variable, based on daily collected balance
  • Free Internet Banking

Summit Territorial Savings (see rate table)

  • Available to individuals and unincorporated non business associates
  • $100 minimum opening deposit
  • No service fee per statement cycle
  • Free notary service
  • Interest is variable, based on daily collected balance
  • Free Internet Banking

Summit Personal Money Market (see rate table)

  • Available to individuals
  • $100 minimum opening deposit
  • $ 10 Service Fee per statement cycle
  • $ 2,500 minimum ledger balance to waive Service Fee
  • Interest is variable, based on daily collected balance
  • Subject to transaction limitations
  • Free notary service
  • Free Internet Banking

 

Miscellaneous Schedule of Fees