Certificate of Deposits
Personal Certificate of Deposit
- $500 minimum opening deposit
- Various terms and interest payment options
- Various interest rates determined by term selected
Business Certificate of Deposit
- $500 minimum opening deposit
- Various terms and interest payment options
- Various interest rates determined by term selected
Individual Retirement Account Certificate of Deposit
- $500 minimum opening deposit
- No annual fee
- Various terms
- Various interest rates determined by term selected
Certificate of Deposit Rates
| CD TERM |
$500 MINIMUM |
IRA CD $500 MINIMUM |
3 MONTH |
.55% APY*
.55% Interest Rate |
.55% APY*
.55% Interest Rate |
6 MONTH |
.75% APY*
.75% Interest Rate |
.75% APY*
.75% Interest Rate |
9 MONTH |
.75% APY*
.75% Interest Rate |
.75% APY*
.75% Interest Rate |
12 MONTH |
1.15% APY*
1.14% Interest Rate |
1.15% APY*
1.14% Interest Rate |
18 MONTH |
1.20% APY*
1.19% Interest Rate |
1.20% APY*
1.19% Interest Rate |
24 MONTH
|
1.25% APY*
1.24% Interest Rate |
1.25% APY*
1.24% Interest Rate |
30 MONTH |
1.25% APY*
1.24% Interest Rate |
1.60% APY*
1.59% Interest Rate |
36 MONTH |
1.25% APY*
1.24% Interest Rate |
1.25% APY*
1.24% Interest Rate |
48 MONTH |
1.25% APY*
1.24% Interest Rate |
1.25% APY*
1.24% Interest Rate |
60 MONTH |
1.25% APY*
1.24% Interest Rate |
1.25% APY*
1.24% Interest Rate |
*Annual Percentage Yields quoted effective 07-16 -10 and are subject to change without notice.
Penalties for early withdrawals on certificates:
Forfeiture of accrued interest if term of account is less than 3 months.
Forfeiture of 3 months of interest if term of account is more than 3 months but less than 1 year.
Forfeiture of 6 months of interest if term of account is 1 year or longer.
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